Create a virtual card in US dollars and use it for subscriptions, digital tools and international purchases at compatible merchants. Top up with crypto (USDT), your mobile wallet or an authorised local agent.
01The product
Many online services only accept international cards. Taco Pay gives you a prepaid virtual card in US dollars that you fund with the payment methods you already use, then manage from your phone or computer.
Load the amount you need, pay at checkout with your card details, and follow every transaction in your account. When you are not using a card, freeze it with a tap.
Design software, AI tools, cloud hosting and the apps you work with every day.
Streaming, music, learning platforms and other recurring services.
Fund campaigns on advertising platforms that accept the card.
Shop at compatible online stores that charge in foreign currency.
Acceptance is decided by each merchant. Some services may not accept prepaid or virtual cards.
02How it works
Four steps, all inside the Taco Pay app.
Register with your email, confirm it with a one-time code and complete identity verification with a document and a selfie.
Once you are verified, request a virtual card and choose the opening balance you want to load onto it.
Choose one of the available methods: send USDT, or pay an authorised agent from your mobile wallet and upload the proof.
Use your card number, expiry date and security code at the checkout of compatible merchants.
03Top-up methods
Choose the method that suits you best. Every option is in the app, with the details you need to complete the payment.
Available top-up methods
Crypto · USDTMobile walletMobile walletTop up with USDT, the dollar-pegged stablecoin. The app gives you the deposit details for each top-up, including the address and the network to use.
Send only USDT, and only on the network shown in the app. Funds sent on another network may be lost.
Pay from your mobile wallet to an authorised agent listed in the app. Once the payment is confirmed, the equivalent in US dollars is credited to your card.
Only pay agents shown inside the Taco Pay app. Availability may vary.
Fees, the exchange rate and the total in meticais are calculated and shown in the app before you confirm any top-up.
04Features
Practical tools to keep your cards organised and your spending visible.
Keep up to five cards and give each one a job: one for ads, one for subscriptions, one for tools. Each card has its own balance.
Pause a card whenever you want and switch it back on when you need it.
Your full card number and security code are only shown after you enter a code sent to your email.
Before you confirm a card or a top-up, the app breaks down the amount, the fees and the total in meticais.
Check each card's transaction history and receive notifications about your account.
05Inside the app
Your card, balance, quick actions and recent activity, side by side.
06Who it is for
If an online service asks for an international card, Taco Pay is built for that moment.
Create your accountPay for the software, platforms and tools your clients expect you to use, and keep work spending on its own card.
Cover domains, hosting and the services your business runs on, with a balance you control and a record of every payment.
Access digital services priced in foreign currency at merchants that accept the card, funded from your mobile money.
Use a dedicated card for campaign budgets on advertising platforms that accept it, separate from everything else.
07Security and transparency
These are the protections that are part of Taco Pay today. Read more about how we handle security and your data.
Security at Taco PayEvery account completes a document and selfie check before it can add funds or request cards.
Each login is confirmed with a one-time code sent to your email.
Viewing your full card details requires a fresh email code.
Agent top-ups are checked against your proof of payment before funds are credited.
Taco Pay is a digital platform for creating and managing prepaid virtual cards in US dollars for online payments. You fund your cards with local payment methods and manage them from your phone or computer.
Sign up at app.tacopay.co with your email, confirm it with the code we send you, add your personal details and complete identity verification with an identity document and a selfie. Once your verification is approved, you can add funds and request cards.
A virtual card has a card number, expiry date and security code, just like a physical card, but it exists only online. You enter these details at the checkout of a compatible merchant. Taco Pay cards are prepaid in US dollars, so each payment uses the balance on the card.
You can add funds with crypto (USDT) or from your mobile wallet through an authorised local agent. In the app, choose the card and the amount, select a method and follow the instructions on screen. For USDT, you send to the address and network shown; for agent top-ups, you upload your proof of payment. The balance is credited once the payment is confirmed.
Yes. The supported mobile wallets are shown in the app and in the top-up methods on this page. Payments go to authorised agents listed in the app, so only send money to agents shown there.
Yes. Start a top-up in the app, choose USDT and send the amount to the address shown, on the network shown. The balance is credited once the transaction is confirmed.
The supported networks are shown in the app when you create a USDT top-up. Always send funds only on the exact network displayed for your deposit; sending on a different network can result in lost funds.
You can use it with online merchants that accept the card, such as digital tools, subscriptions, advertising platforms and online stores. Acceptance is decided by each merchant, and some may not accept prepaid or virtual cards.
Yes. Fees apply when you request a card and when you top up. The app shows the full breakdown, including the exchange rate and the total in meticais, before you confirm.
Agent top-ups are credited after our team reviews your proof of payment. The app indicates that this usually takes 5 to 10 minutes after you submit it, but it can take longer. USDT top-ups are credited once the transaction is confirmed on the network. You can follow the status in your account.
Common reasons include an insufficient balance on the card, a frozen card, incorrect card details or billing information, or a merchant that does not accept prepaid or virtual cards. Merchants and card networks can also run their own security checks.
Email us at support@tacopay.co, or open the Support section after signing in to the app.
Discover a more convenient way to manage virtual cards and prepare for your online payments.
